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Refinance .... UTAH MORTGAGES MADE SIMPLE
Refi Quote Now

Takes 60 seconds to fill out your information that will be emailed directly to an Advisor at 801-495-2378 who will help you.

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Is Now the Best Time to Refinance?

YES!  Interest rates are at historic lows.

 

I owe more than my house is valued at.  What should I do?  There are loan programs that can help you get off your variable rate or ARM loan and into a fixed rate loan.

 

How far down do interest rates need to move for me to refinance?  Some say it is about a 1 point drop in your interest rate.  This is not always true.  The smaller the loan the less you save vs. the larger your loan the more you will save.  So it could be much less if you have a bigger loan and much more if it is a smaller loan.

 

How can I tell if it is good for me to refinance my current mortgage? The questions you should be asking yourself is “How long do I intend to live in my house?”  If that answer is over 5 years then it would probably be a good idea.  The best thing to do is figure out how long it would take to breakeven.  Meaning, adding up all the closing costs and then add up what you would save per month.  Find out how many months of savings would it take to cover your closing costs.  If it is under 5 years or what seems reasonable to you then you should. 

 

We can help you with any concerns or questions you have with no obligations by calling us at 801-495-BEST (2378).

 

Fill out the 60 second “Purchase Quote Now” form so an advisor can help you with your Utah Mortgage needs.

 

Click on the BBB Reliability Program link to see National 1st Mortgage’s A rating with the Better Business Bureau.  One of their highest ratings! 

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